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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

Life Assurance Enquiry

Company address:
GCF Financial Ltd, Westhill Business Centre, Arnhall Business Park, Westhill, Aberdeenshire, AB32 6UF
T: 0845 390 1230
F: 0845 390 1240

Email: enquiries@gcf-ltd.com

Registration address:
23 Rubislaw Terrace, Aberdeen AB10 1XE
Registration number: SC297113
Registered in: Scotland

GCF Financial Ltd is authorised and regulated by the Financial Services Authority. GCF Financial Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 511660.

The FSA do not regulate National savings products, loans, Will writing and some forms of mortgage, offshore funds and inheritance tax planning.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK.

For Investment planning we make recommendations based upon the Whole-of-Market

Telephone: 0845 390 1230 | enquiries@gcf-ltd.com

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